BANK TRANSFER

Overview:
Bank Transfer (NUBAN) allows direct payouts to Nigerian bank accounts using the NUBAN (Nigerian Uniform Bank Account Number) format. This method supports instant settlements via local banking networks for all major banks (GTBank, Access, Zenith, First Bank, etc.).

Required Fields:

Field	Type	Requirement Level	Description
amount	number	Required	Amount in the local currency
currency	string	Required	NGN
method_code	string	Required	"BANK_TRANSFER_NGN"
recipient.wallet_uid	string	Required	Recipient’s bank account number
recipient.full_name	string	Required	Recipient’s bank account name
bank.code	string	Required	Bank code
reference	string	Required	Merchant reference
metadata	object	Optional	Merchant metadata
webhook_url	string	Optional	HTTPS URL for notifications
sender.full_name	string	Optional	Sender's full name
sender.address	string	Optional	Sender's address
sender.phone	string	Optional	Sender's phone number

Sample Payload:

JSON

{
  "amount": 100,
  "currency": "NGN",
  "method_code": "BANK_TRANSFER_NGN",
  "recipient": {
    "wallet_uid": "01712345678",
    "full_name": "Firstname Surname",
  },
  "bank": {
		"code": "90001",
  },
  "reference": "INV-2025-001",
  "metadata": {
    "internal_id": "user1234"
  },
  "webhook_url": "https://yourwebsite.com/webhook",
  "sender": {
    "full_name": "Firstname Surname",
    "address": "No 2, Green Median Str"
  }
}